Affordly Get the app

Know what you can spend until payday.

Affordly takes the money you have, sets aside your bills, essentials, goals and a safety buffer, and gives you one clear number every day.

Free to download. No bank connection. Available in Canada and the US.

The Can I afford it screen
The Insights screen
Available to spend
It fits your plan
$57.13 per day
Available to spend

Day 1

Sam loves payday.

For about a week, life is great.

Day 9

Then the bills show up.

Rent. Phone. Insurance. Where did it all go?

Day 24

Every month, the same story.

Broke before payday, and back on the card.

Then

Sam found Affordly.

Bills are set aside first, so Sam always knows what's safe to spend.

Next payday

No more guessing.

No more running out before payday.

Rent$1,200Due
Phone$75Due
Car insurance$140Due
Balance$1,850.00

Now watch what's already spoken for.

$799.86

$57.13 a day for 14 days

  • Rent or mortgage, Oct 3-$1,200.00
  • Car payment, Oct 5-$350.00
  • Phone, Oct 8-$75.00
  • Groceries left this period-$255.45
  • Savings-$100.00
  • Safety buffer-$150.00

One number, and all the working behind it.

Tap the number in the app and you see how it was calculated, line by line. Nothing is hidden.

  1. 1Start with what you have

    The balances you record. Credit card balances are held back in full.

  2. 2Take off what's already spoken for

    Bills due before payday, essentials, savings goals and your buffer.

  3. 3Spread the rest until payday

    What's left becomes your daily pace, and it updates as you spend.

Watch the whole story.

Affordly film, 44 seconds.

Now try it with your numbers.

A quick version of what the app does. Nothing you type leaves this page.

A simple estimate. The app also follows your real due dates, credit cards and income schedule.

Available to spend $799.86

$57.13 per day

It fits your plan

Left to spend: $518.49 · $37.03 per day

Everything around the number.

Bills planned around payday

Weekly, every two weeks, twice a month or monthly: your income and bills sit on their real dates.

  • Reminders before bills are due
  • A calendar and a 30-day view
  • A forecast that warns you ahead of a shortfall
The Plan screen

Decide before you buy

See what a purchase does to your plan before you pay, down to your new daily pace.

  • Your available amount, before and after
  • Your lowest balance ahead
  • Record it in one tap if you buy it
The Can I afford it screen

Every expense in seconds

Add an expense, split it across categories, and record refunds and transfers.

  • Search by store, category or amount
  • Monthly budgets by category
  • Export to CSV whenever you like
The Transactions screen

See where it went

Income, spending and what's left, then every category ranked by what it cost you.

  • Spending by category
  • Your largest purchases
  • Month against month
The Insights screen

Your money stays your business.

Affordly works from the numbers you record. It never connects to your bank.

No bank connection

You never hand over a bank login.

No account needed

The app works fully on your phone.

No selling of data

No tracking across apps or websites.

Lock and hide

Lock the app, hide amounts, and keep encrypted backups.

Free for the things that matter.

The number, the breakdown and “Can I afford it?” are all free. The free version shows a small ad on Home and Insights.

FreePro
Available to spend and its breakdown
Can I afford it?
Unlimited transactions, budgets and bills
Insights and CSV export
Backups
Savings goals1Many
AdsSmall adNone
Receipt scanning–
PDF reports–
Try a new regular cost–
More widgets–
Sync between devices with an account–

Pro is a monthly or yearly subscription, billed by Apple or Google Play. The current price for your country appears in the app. If Pro ends, nothing you've recorded is removed.

Questions

Is Affordly free?

Yes. The core of the app is free, with a small ad on Home and Insights. Affordly Pro removes the ads and adds extra tools.

Do I have to connect my bank?

No. Affordly never connects to your bank. You record your balances and spending yourself, which takes seconds.

Do I need an account?

No. The app works fully on your phone without one. An account is only used for Pro sync between devices.

What if I'm paid every two weeks or twice a month?

Affordly supports weekly, every two weeks, twice a month and monthly income.

Where is it available?

On iPhone (iOS 17 or later) and Android (8 or later), in Canada and the US, in Canadian and US dollars. The app is in English, French, Spanish and Arabic.

Is this financial advice?

No. Affordly is a planning tool based on the numbers you record. It isn't financial advice or a guarantee.

Know your number before you spend.