Bills planned around payday
Weekly, every two weeks, twice a month or monthly: your income and bills sit on their real dates.
- Reminders before bills are due
- A calendar and a 30-day view
- A forecast that warns you ahead of a shortfall

Affordly takes the money you have, sets aside your bills, essentials, goals and a safety buffer, and gives you one clear number every day.
Free to download. No bank connection. Available in Canada and the US.




Day 1
For about a week, life is great.
Day 9
Rent. Phone. Insurance. Where did it all go?
Day 24
Broke before payday, and back on the card.
Then
Bills are set aside first, so Sam always knows what's safe to spend.
Next payday
No more running out before payday.
Now watch what's already spoken for.
$799.86
$57.13 a day for 14 days
Tap the number in the app and you see how it was calculated, line by line. Nothing is hidden.
The balances you record. Credit card balances are held back in full.
Bills due before payday, essentials, savings goals and your buffer.
What's left becomes your daily pace, and it updates as you spend.
Affordly film, 44 seconds.
A quick version of what the app does. Nothing you type leaves this page.
A simple estimate. The app also follows your real due dates, credit cards and income schedule.
$57.13 per day
It fits your plan
Left to spend: $518.49 · $37.03 per day
Weekly, every two weeks, twice a month or monthly: your income and bills sit on their real dates.

See what a purchase does to your plan before you pay, down to your new daily pace.

Add an expense, split it across categories, and record refunds and transfers.

Income, spending and what's left, then every category ranked by what it cost you.

Affordly works from the numbers you record. It never connects to your bank.
You never hand over a bank login.
The app works fully on your phone.
No tracking across apps or websites.
Lock the app, hide amounts, and keep encrypted backups.
The number, the breakdown and “Can I afford it?” are all free. The free version shows a small ad on Home and Insights.
| Free | Pro | |
|---|---|---|
| Available to spend and its breakdown | Included | Included |
| Can I afford it? | Included | Included |
| Unlimited transactions, budgets and bills | Included | Included |
| Insights and CSV export | Included | Included |
| Backups | Included | Included |
| Savings goals | 1 | Many |
| Ads | Small ad | None |
| Receipt scanning | – | Included |
| PDF reports | – | Included |
| Try a new regular cost | – | Included |
| More widgets | – | Included |
| Sync between devices with an account | – | Included |
Pro is a monthly or yearly subscription, billed by Apple or Google Play. The current price for your country appears in the app. If Pro ends, nothing you've recorded is removed.
Yes. The core of the app is free, with a small ad on Home and Insights. Affordly Pro removes the ads and adds extra tools.
No. Affordly never connects to your bank. You record your balances and spending yourself, which takes seconds.
No. The app works fully on your phone without one. An account is only used for Pro sync between devices.
Affordly supports weekly, every two weeks, twice a month and monthly income.
On iPhone (iOS 17 or later) and Android (8 or later), in Canada and the US, in Canadian and US dollars. The app is in English, French, Spanish and Arabic.
No. Affordly is a planning tool based on the numbers you record. It isn't financial advice or a guarantee.